can car insurance cover repairs?

Car Insurance Can Cover Repairs: Here's What You Need to Know

Understanding Car Insurance Coverage Options

Car insurance policies come with different coverage options that can help pay for repairs to your vehicle. These options include collision coverage and comprehensive coverage. Collision coverage pays for repairs if you collide with another vehicle or object, regardless of who is at fault. Comprehensive coverage pays for repairs if your car is damaged by something other than a collision, such as theft, fire, flood, or falling objects.

Factors That Affect Coverage

The amount of coverage you have and the deductible you choose will affect how much your insurance company will pay for repairs. You may also be required to use a specific repair shop recommended by your insurance company.

When Car Insurance May Not Cover Repairs

If you have liability-only insurance, which only covers damage you cause to other people's property or injuries they sustain in an accident you cause, your own car repairs would not be covered. Additionally, if you are at fault for an accident and do not have collision coverage, you would be responsible for paying for your own car repairs.

Additional Resources

If you want to learn more about car insurance coverage and repairs, check out these resources: - www.insurance.com - www.allstate.com - www.geico.com - www.progressive.com - shift.com - www.caranddriver.com Remember, it's important to understand your car insurance policy and coverage options so you can make informed decisions about your repairs and expenses.